STAR Property Tax Relief Program
If you are eligible and enrolled in the STAR program, you’ll receive your benefit each year in one of two ways:
- STAR credit check. If you are registered for the STAR credit, the Tax Department will send you a STAR check in the mail each year. You can use the check to pay your school taxes. You can receive the STAR credit if you own your home and it's your primary residence and the combined income of the owners and the owners’ spouses is $500,000 or less.
- STAR exemption: a reduction on your school tax bill. If you’ve been receiving the STAR exemption since 2015, you can continue to receive it for the same primary residence. As long as you remain eligible, you’ll see a reduction on your school tax bill for the amount of your STAR exemption. Note: The STAR exemption is no longer available to new homeowners.
Due to recent changes in the law, beginning this year:
- the value of the STAR credit may increase by as much as 2% each year, but the STAR exemption cannot increase; and
- the income limit for the Basic STAR exemption is now $250,000.
Who must switch
If your income is more than $250,000, you must switch to the STAR credit to continue receiving your benefit.
If your income is $250,000 or less, you have the option to switch.
How to switch to the STAR credit
- Notify your assessor that you wish to withdraw your STAR exemption.
- Register for the STAR credit.
(Has your ownership or age status changed? See STAR exemption program.)
Are you eligible?
If you own your home, it’s your primary residence, and your income is $500,000 or less, you’re eligible for the Basic STAR credit.
If you’re a senior citizen with a qualifying income, you may be eligible for the Enhanced STAR credit.
For more information, see STAR eligibility.
STAR credit checks
When you register for the STAR credit, the NYS Tax Department will automatically review your application to determine whether you’re eligible for the Basic or Enhanced STAR credit. As long as you’re eligible, you’ll receive a check for the amount of your benefit.
Senior citizens: If you qualify for the Enhanced STAR credit, you only need to register once. If you qualify for Enhanced STAR, you’ll automatically receive a check for the Enhanced benefit. You don’t need to register again in future years.
Note: If you’re a senior citizen, you should also be aware that there is a senior citizens exemption that may reduce your property tax bill if you qualify.
You may be eligible for senior citizen tax exemptions. Senior citizens have until March 1, 2023 (towns) or December 1, 2023 (cities) to apply for such exemptions. For information, please call or write to your local municipality's assessor's office. See Assessor contact information.
This exemption has different income limits than STAR, and is administered by local assessors, not by the Tax Department. See Senior citizens exemption to learn more.
How To Register
You can Register for the STAR credit online. You will need to:
- Provide the names and social security numbers for all owners of the property and their spouses.
- Answer a few questions about the income and residency of the owners and their spouses.
- Provide the date you purchased your property and the name of the sellers.
You can also register by calling (518) 457-2036
For more information: https://www.tax.ny.gov/star/